Annuities
When clients want predictable income or asset protection in retirement, annuities can offer a practical solution. The Stamm Agency helps agents evaluate fixed, indexed, and immediate annuity options from leading carriers. We focus on suitability, clarity, and support—so you can offer value without complexity.
Frequently Asked Questions
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What is an annuity?
An annuity is a financial product that provides regular payments in exchange for an initial lump sum or series of payments. It's commonly used for retirement income. Payouts can be for a fixed period or for the lifetime of the annuitant
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What types of annuities do you offer?
We work with top-rated carriers to provide fixed, indexed, and immediate annuity options. Each serves a different financial need and risk tolerance.
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When is an annuity a good fit for a client?
Annuities are ideal for clients looking to generate income, preserve principal, or reduce market exposure in retirement.
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How do I choose the right annuity product?
Each carrier varies in cost structure, guarantees, and optional riders. We help you compare side-by-side so you can recommend confidently.
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Do annuities come with any fees or restrictions?
Yes—some products include surrender periods, withdrawal limits, or rider charges. We help make these details clear before anything is presented to the client.
Simplify Retirement Conversations
Annuities don’t have to be confusing. We help you present clear options that protect income and support long-term goals.
